BUY SHARES WITH THE RUTURN TRADING APP!

Ruturn™. Ruturn Trading is a product of Caleo Capital (Pty) Ltd, which is an authorized Financial Services Provider (FSP 44125) in terms of the Financial Advisory and Intermediary Services Act, 2002 (FAIS). All trades on the Ruturn Trading mobile app platform are subject to the legal terms and conditions of Ruturn, as well as Ruturn’s execution partner to which you agree to be bound. Ruturn shall, at all material times, make you aware of the details of the execution partner, whose infrastructure, administration and licensing is used by Ruturn to facilitate and administer the purchase and sell orders effected on the Ruturn trading platform. The issue of contract for difference (‘CFD’) Transactions is not subject to FAIS, but are subject to the Consumer Protection Act, 68 of 2008 (CPA). The Ruturn Trading platform enables users to invest in securities, which includes whole shares and fractional share rights (‘FSR’s). Ruturn’s execution partner acts as an agent for the issue of whole shares, where the investor is the registered owner of those shares, entitled to dividends, participation in corporate actions and all the economic benefits and risks associated with share ownership. In respect of FSRs, Ruturn’s execution partner acts as principal to a CFD issued to the investor, where the investor will have a contractual claim against Ruturn’s execution partner to the economic benefits and risks associated with share ownership (price movements and dividends) without having ownership rights in the underlying share. FSRs, which are issued through a contract for difference, are an over the counter derivative. Unlike whole shares, FSRs do not carry any voting rights.

As the investor makes further investments in FSRs and ultimately ends up with a whole share, the CFD is closed out and whole share ownership is delivered to the investor. The availability and viewing price of any share on the Ruturn Trading mobile app is subject to close of day price, 15 minute delayed pricing and or various other factors and is not an indication of accuracy or true value and does not mean that any share is an appropriate investment for you. The availability of any share in the search shares section does not necessarily indicate any contractual relationship between Ruturn Trading, Caleo Capital (Pty) Ltd or Ruturn’s execution partner and the listed company, or the payment of fees for services. Brand Logos are owned by the respective listed entities and not by Ruturn Trading. The use of a listed company’s brand logo does not represent an endorsement of Ruturn Trading by the listed company, nor an endorsement of the listed company by Ruturn Trading, nor does it necessarily imply any contractual relationship. Third party information provided to Ruturn Trading users or broadcastings and communications emanating from emails, social media, market community, market prices, data, blogs, fundamentals and other information available through Ruturn Trading are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any financial instrument. All information provided is not warranted as to completeness or accuracy and is subject to change without notice. The Ruturn Trading website provides its users links to social media sites and email. The linked social media and email messages are pre-populated.

However, these messages can be deleted or edited by Ruturn Trading users, who are under no obligation to send any pre-populated messages. Any comments or statements made herein do not reflect the views of Ruturn Trading, Caleo Capital or any of their subsidiaries or affiliates. Note that certain Ruturn Trading legal disclaimers and product features listed are currently in development and will be available soon. All investments involve risk. The past performance of a security, unit or financial product is not necessarily any indication of future performance and/or value. Securities may go up or down in value and future results or returns are never guaranteed. While investment diversification may help spread risk, it does not assure a profit, or protect against loss, in a downward trending market. There is always the potential of losing money when you invest in securities, or other financial products. Investors should consider their investment objectives and risk profiles carefully before investing. Investors should be aware that system response, execution price, speed, liquidity, market data, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors. All securities and investments are offered to self-directed customers by Ruturn Trading. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or to open a trading account in any jurisdiction where Ruturn Trading is not registered. Ruturn Trading is currently available to South African Residents Only.

2017 Ruturn™. All rights reserved.